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The right loan for your
school, business, or family

We offer structured loans — not quick cash. Jackfruit Finance is built for Kenyan SMEs, school directors, and parents with financial needs and the capacity to repay.

For Business Owners

SME & Business Loans

Unlock capital using your vehicle logbook. Structured financing for registered Kenyan SMEs across transport, construction, distribution and more.

  • Logbook-secured financing
  • Registered businesses only
  • RM visits your premises

FROM

KES 350,000 – 9,000,000

For School Directors

School Finance Loans

Finance infrastructure, buses, equipment or operational costs. Repayment structured around school term cycles — not rigid bank calendars.

  • Term-aligned repayment
  • Registered private schools only
  • Dedicated relationship manager

FROM

KES 150,000 – 9,000,000+

For Parents & Guardians

School Fees Loans

We pay the school directly — you repay in monthly instalments. Keep your child in school without disruption, regardless of when fees are due.

  • Direct payment to registered schools
  • Primary, secondary & tertiary
  • Employed or self-employed welcome

FROM

KES 100,000 – 200,000

These are structured loans — not emergency cash or mobile credit. All products require documentation, a physical visit, and demonstrated capacity to repay.

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Real Stories

Trusted by schools, businesses & families across Kenya

School Director

"We built three new classrooms and a science lab within a single term. Jackfruit understood our cash flow calendar in a way no bank ever had."

Michael Kamau

Principal, Westlands Academy

SME Owner

"As a school supplier, timing is everything. The SME loan gave us capital to fulfil a large order on time and grow our business significantly."

Amina Odhiambo

Director, EduSupply Kenya

Parent

"My daughter nearly missed Form One. The fees loan was approved in one day. She didn't miss a single lesson — and we're repaying comfortably."

Faith Njeri

Parent, Nairobi

How It Works

From enquiry to funds in as little as 48 hours

1

Choose your loan

Select the product that fits your situation — SME, school, or fees loan — and submit a short enquiry.

~5 minutes
2

We call you back

A Jackfruit team member calls within 4 business hours to understand your situation and confirm the basics.

Within 4 business hours
3

RM visits & assesses

Your dedicated relationship manager visits your business or school, collects documents, and prepares a tailored offer.

At your convenience
4

Sign & receive funds

Review and sign your loan agreement. Funds are disbursed directly to your account or school within 24 hours of signing.

Within 24hrs of signing

Want to learn more about it?

Discover how we can help transform education in your community through our proven programs and initiatives.