Finance that
grows
schools and businesses
Affordable, fast loans for schools, SMEs, and parents — built around Kenya's school calendar and the realities of East Africa.
2019
Year we were founded
We exist to grow schools and businesses across East Africa
Jackfruit Finance was founded with a single belief: that access to affordable financing can transform a school — and that a transformed school transforms a community across Kenya and East Africa.
We started by solving a problem our founders witnessed first-hand in Nairobi — schools with the vision to grow but no access to the capital to do it. Today we serve schools, SMEs, and parents in Kenya, Uganda and now Tanzania.
We started with schools. That will never change.
School financing is our founding mission. Every other product we build exists to serve the broader ecosystem they anchor.
Select a loan type
Working Capital Loans
Short-term financing to cover operational expenses and manage cash flow. Ideal for schools needing quick funds to maintain smooth operations throughout the school term.
- Paying teacher salaries
- Covering rent and utilities
- Buying textbooks and supplies
Classrooms built across East Africa
Classrooms built across East Africa
Asset Financing
School Bus Loans
Financing for every part of the ecosystem
Fuel your business, your way
Whether you supply schools or run any small business — get the working capital to move fast and grow confidently.
- Loans from KES 350K to 9M
- Decision within 48 hours
- Repay via M-Pesa or bank transfer
- No hidden charges, ever
Your child stays in school, always
We pay the school directly — you repay us in comfortable monthly instalments. No disruption to your child's education.
- Covers any registered school
- Direct payment to school
- Approved in as little as 24 hours
- Primary, secondary & tertiary
Numbers that tell our real story
Every loan is a school built, a child kept in class, a business that grows.
Where our loans go
School financing is our primary product. These numbers reflect our commitment to education as the core of everything we do.
From application to funds in as little as 48 hours
Choose Your Loan
Select the product that fits — school, SME, or school fees — and start your online application.
Get a Visit & Submit Documents
Our team guides you through exactly what's required. You then upload what we need digitally through the help of your relationship manager.
Get Approved
Our credit team moves fast. Clients get a decision within 48 hours.
Receive Funds
Money goes to your M-Pesa or bank account. Repay via M-Pesa or bank transfer.
Choose Your Loan
Select the product that fits — school, SME, or school fees — and start your online application.
Get a Visit & Submit Documents
Our team guides you through exactly what's required. You then upload what we need digitally through the help of your relationship manager.
Get Approved
Our credit team moves fast. Clients get a decision within 48 hours.
Receive Funds
Money goes to your M-Pesa or bank account. Repay via M-Pesa or bank transfer.
Trusted by schools, businesses & families across Kenya
"We built three new classrooms and a science lab within a single term. Jackfruit understood our cash flow calendar in a way no bank ever had."
"As a school supplier, timing is everything. The SME loan gave us capital to fulfil a large order on time and grow our business significantly."
"My daughter nearly missed Form One. The fees loan was approved in one day. She didn't miss a single lesson — and we're repaying comfortably."
"We built three new classrooms and a science lab within a single term. Jackfruit understood our cash flow calendar in a way no bank ever had."
"As a school supplier, timing is everything. The SME loan gave us capital to fulfil a large order on time and grow our business significantly."
"My daughter nearly missed Form One. The fees loan was approved in one day. She didn't miss a single lesson — and we're repaying comfortably."
Ready to grow together?
Three products. One mission. Choose the loan that fits your world.