Your child stays in school. We handle the fees.
Don't let a fees gap disrupt your child's education. We pay the school directly — you repay in comfortable monthly instalments that fit around your income.
Request a Fees Loan
Tell us about your child's school. We'll be in touch within 48 hours.
✅ We pay the school directly — you repay us
🏦 Call back within 48 hours
📅 Licensed Kenyan lender since 2019
This is a structured loan. A vehicle logbook is required as security. We work with parents and guardians who have a clear ability to repay.
Who can apply
Core Requirements — Must meet all three
Parent or Guardian
You must be the legal parent or guardian of the child whose fees are being covered. Both employed and self-employed parents are welcome.
Vehicle Logbook as Security
A clean, encumbrance-free logbook registered in your name. Vehicle must be in good running condition.
Loan Amount: KES 100,000 – 200,000
We cover school fees from KES 100,000 up to KES 200,000. The final amount is determined by the fees due and your repayment capacity.
Supporting Requirements — Assessed during the process
Proof of Income
3 months' bank statements or payslips to confirm you can comfortably service the repayment. We do not over-lend.
School Fee Statement
A current fee balance or admission letter from your child's school confirming the amount owed.
National ID & KRA PIN
Your national ID and KRA PIN. Collected by your relationship manager at their visit or at our offices.
We understand how stressful a fees gap can be. Our team will treat your enquiry with care and urgency. Once you submit, we'll be in touch within 48 hours — and if approved, the school gets paid within 24 hours of your signing.
Any registered school in Kenya
Pre-Primary Schools
Nursery, PP1 & PP2 — registered early childhood centres.
Primary Schools
Class 1 to Grade 9 — public, private, and faith-based schools.
Secondary Schools
Form 1 to Form 6 — day and boarding schools across Kenya.
Tertiary & College
TVET colleges, polytechnics, and registered private institutions.
Special Needs Schools
Registered schools offering specialised educational programmes.
Don't see your school?
Submit an enquiry — if it's registered and operational, we'll advise.
How it works, step by step
Submit your details
Fill in the short form with your name, your child's school, and the fees amount needed. Takes about 3 minutes.
⏱ Takes 3 minutesWe call you back
A friendly Jackfruit team member calls within 48 hours to confirm the details and walk you through what happens next.
⏱ Within 48 hoursRelationship manager visits you
Your dedicated relationship manager will either visit you at your convenience, or you can come into our offices to meet them. Documents are collected at this stage.
⏱ Scheduled at your convenienceOffer prepared
Our team reviews your documents and prepares your loan offer — showing the exact amount, repayment schedule, and monthly instalment.
⏱ Within 48 hours of document receiptWe pay the school directly
Once you sign, we transfer the fees directly to your child's school. You begin monthly repayments — no disruption, no awkward school visits.
⏱ Within 24 hours of signingHeard from a parent just like you
"My daughter nearly missed Form One. The fees loan was approved in one day. She didn't miss a single lesson — and we're repaying comfortably every month."
Faith Njeri
Parent, Nairobi
About Jackfruit Finance
We exist to grow schools and businesses across East Africa